The Pros and Cons of Tour Travelling

There are pros and cons to both taking a tour and to planning a trip on your own and being in control of your own destinations. I have done both and have enjoyed each one.

Pros of Tour Travelling:

- Everything is looked after for you, i.e.: your large pieces of luggage. You just have to look after your personal items and get where you’re supposed to be on time. When travelling on your own, you are in charge of all your luggage and it can be a lot of hard work depending on the type of travel and places you are going.

- Many of the meals are included. You don’t have to scout around or find suitable restaurants. For the meals not included, restaurants, or at least areas, will be recommended to you with suggestions of places to stay away from.

- You have a pretty good idea of what your trip is going to cost you. There will be extra costs but you can limit them because you know what they will be, i.e.: optional tours, the meals that are not included and of course, souvenir shopping and general spending money.

- You have many friendly (hopefully) travelling companions, especially if travelling on your own. And often there is the option of room sharing to cut down on the costs.

- When travelling in a group there can be a lot of laughter and camaraderie adding to the enjoyment of the trip. I definitely found this to be the case.

- Your various modes of transportation have been taken care of for you. You don’t need to find out train schedules and prices, metro stations and if in a foreign country, how to get along with a language unfamiliar to you. All will be taken care of for you.

- There are explanations and historical commentary about the areas you are travelling through. It’s always nice to get to know the area you are travelling in. Tour travel means you will know without having to search it out for yourself either before your trip or after.

- The included meals are usually quite good and almost always includes breakfast and many of the dinners.

- Besides the optional tours you can choose to take, being on a tour includes many interesting places you may not have been able to get to on your own or have known about. An example of this was when we were in the Outback of Australia and we went into the bush and had dinner; when we were able to try some bush food of the variety that the Aboriginals eat, and the opportunity to be able to try and throw a boomerang.

- During free time, you have the option of staying with your tour group or of exploring on your own. The choice is there to be able to do what you want.

The Cons of Tour Travelling:

- The destinations may not be exactly what you would have chosen on your own. Tours include certain areas, i.e.: you may go to a particular park, a certain area in the city or a factory that you may not have wished to do had you been on your own.

- The trip is generally more rushed than it may be if you were travelling on your own. You are more in control of your travel decisions if you have planned your own trip.

- You have the opportunity to change your mind about what you’re going to do on any given day and do something else. You are more able to be a free spirit.

- Your time is your own and your decision whether to spend the day relaxing on some wonderful beach you’ve just found or enjoying other experiences. When travelling with a tour group you don’t have this opportunity. You go where they go, when they go, or you get left behind.

- You can better make the decision about how you are going to spend your money. When travelling on your own, you may decide to stay at budget hotels or even hostels which is not done when travelling with a tour group. You may decide that by doing this, you’ll have extra money to be able to see more of the sights. This is also the case when travelling by train and public transportation versus flying or going on tour coach buses.

For myself, visits to different countries would determine which way I decide to travel. I think on a trip to African and going on safaris, or if going to Brazil, I would choose to join a tour group. But if I was going to visit Ireland and Scotland, I would rather plan my own trip, choosing my own places to stop and possibly rent a car for travelling. Any decision would have to be, by necessity, based also on whether it is a single person, a couple or a family and even the age of the travellers would need to be a consideration.

When I went to Europe with my daughter-in-law, we planned our own trip, staying in hostels and travelling on public transportation. It worked well for us. The only tour we signed up with was one to Pompeii. Both ways of travel, however, have their pros and cons and each must be evaluated on their own merits.

Why International Business Travellers Need Specialized Travel Insurance Cover

In this work driven world, people are goal-oriented and often financially driven; and sometimes people take for granted the importance of physical safety. Insurance makes security tangible. The insurance industry has delved its hands into various aspects of life, securing animals to kids to education to cars. You name it, insurance can secure it. Insurance has become so important in our everyday life that it’s now considered an imperative need.

The largest group of insurance companies are engaged in the travel insurance business. These insurance companies typically offer specialised policies to business travellers. The policies cover risks associated with international or domestic travel which include accidents, deaths, trip cancellations, lost tickets, damage to properties like car rentals and other concerns related to travelling. Procuring this type of insurance is important because it provides security not only to the traveller but also the employer.

Business travellers, especially those travelling internationally, are people on the go. Their employers are potential policy holders. Business travellers are exposed to more risks. The risk covered by the corporate travel insurance is unique to the business the traveller represents. For example, a business traveller working as a car dealer meets an accident while on a Cessna plane can be compensated by a travel insurance covering the risks of medical expenses while working on the job. In getting a corporate travel insurance policy, it is important to tailor the policy in order to cover all the risks that the business traveller is exposed to in relation to the work he’s involved in. Equity dictates that tailored fit policies are necessary for the safety and security of both the employer and the business travellers because of the basic reason that their travels are considered work; it is but a natural obligation for the employers to compensate and insure them.

Corporate travel insurance differs from the usual holidaymaker insurance because it cover more risks and could be specialised in accordance to the type of business the business traveller represents. For example, if the business traveller is working for mining company, the travel insurance policy can include accidents met while visiting a mining site. Because of this specialisation feature, the premium paid for these corporate travel insurance is higher than the usual travel insurance.

A tailored corporate insurance policy is being offered by various insurance companies. One of the most comprehensive policies is the group business travel insurance. For this type of insurance, it is important that the insured or the policy holder is the employer and the beneficiaries are the employees or group members. As to the requirements, each insurance policy provides for different requirements; basically if the employer can pay the premium and the insurance company is willing to cover the risk then a tailored group business insurance policy can be issued.

People work to earn a living. Often than not their work is the cause of their injuries. It is important for employers as well to prevent lawsuits filed by employees they send for travel. The best and equitable solution is to procure corporate travel insurance.

Dangerous Travel Safety Checklist

The world is never going to be completely safe for travellers. It is actually one of the benefits of travel that it requires a somewhat adventurous spirit as one ventures outside of their comfort zone. But travellers also want to have an experience that engenders as few possible unforeseen problems as possible, and that requires some planning. Following some basic safety tips prior to travelling to a more remote, or in any other way dangerous destination, will provide a more enjoyable trip.

Travel Information

One of the keys to survival, no matter where a person may be travelling, is that the traveller informs friends and family where they are going and provide a travel itinerary. Although the itinerary may be sketchy, it is always best to alert someone as to probable destinations and possible times of arrival and departure. This way, if something does happen, someone will be aware that something has occurred.

Money

It is always necessary to ensure that one has enough money available to both enjoy the trip and return once the trip is over. This means that there are funds available to cover anything from a medical issue to lost or stolen money. If travel is to a very out-of-the-way location, it may be difficult to recover finances immediately. This means that the travellers need to be creative with the way they finance the trip and carry the money for it. The travellers need to make sure that they always have money on hand in different locations in their luggage and on their person. Since travellers check are insured this is an excellent location for some funds, but since they are not recognized everywhere in the world, the country’s currency is also a must. Carry some home country money, some in the form of plastic, a substantial amount in the visited countries currency and some travellers checks.

Buy Travel Insurance

Many different companies are now selling travel insurance for individual adventures because vacationers are more likely to choose a dangerous destination than in times past. Though many will seek out resorts that guarantee safety (at least to a large extent), many would rather have the true eco-experience and seek the interior. Travel insurance can cover a variety of issues that may arise, depending on the needs of the individual. This can include:

  • Medical insurance
  • Lost or stolen item insurance
  • Repatriation if identification is lost
  • Monetary coverage if money is lost or stolen

Many more specific items can be covered depending on the needs of the consumer, the travel destination and the expense of the policy.

Watchfulness/Be Aware

One of the best tips for staying safe while visiting a dangerous destination is to stay alert to surroundings. There are times when even the most dangerous locals will seem sedate, but these are the times when a traveller should be the most aware. Make sure that money is readily available for any eventuality and that travel insurance cards are kept where they will not be lost or stolen (at least keep the travelers insurance providers number handy). These tips can make even the most dangerous destination pleasant.